Bankers Care is a division of the Washington Bankers Association.
Welcome to the Northwest Financial Associations’ (NWFA) Employee Benefits Trust! The Trust offers a full range of employee benefit programs and services to help meet the needs of your Financial Institution. In addition to our product offerings, we pride ourselves on providing excellent service to our clients and their employees.
TO REQUEST A QUOTE OR FOR MORE INFORMATION
Please contact the association team at DiMartino Associates:
DiMartino Associates
Phone: 206-623-2430
OREGON
Benefits Program Information
Membership Information | 2026 Plan Menu | 2025 Plan Menu
Quote Checklist | Quote Census Template
Non-Bank Membership Information | Contact List | SPD
Medicare Part D 2025 Creditable Coverage Status
New Groups Setup Paperwork
2026 Group Master Application | 2025 Group Master Application
2026 Employee Enrollment Form | 2025 Employee Enrollment Form
2026 Voluntary Coverages | 2025 Voluntary Coverages
Enrollment Census Template | EFT Authorization Form | SIMON Access Request Form
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Medical Plan Information | Regence Blue Cross Blue Shield of Oregon
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_______________*2026*______________
Medical Plan Summaries (SBCs)
Effective January 1, 2026 – December 31, 2026
Note: SBCs are not network specific
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 70|6000 PPO 70|7000
PPO 100|7900 HSA 80|1700 HSA 80|2500 HSA 80|3500 HSA 80|5000
Medical Plan Booklets
Effective January 1, 2026 – December 31, 2026
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 70|6000 PPO 70|7000
PPO 100|7900 HSA 80|1700 HSA 80|2500 HSA 80|3500 HSA 80|5000
_______________*2025*______________
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Medical Plan Summaries (SBCs)
Effective January 1, 2025 – December 31, 2025
Note: SBCs are not network specific
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 70|6000 PPO 70|7000
PPO 100|7900 HSA 80|1700 HSA 80|2500 HSA 80|3500 HSA 80|5000
Medical Plan Booklets
Effective January 1, 2025 – December 31, 2025
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 70|6000 PPO 70|7000
PPO 100|7900 HSA 80|1700 HSA 80|2500 HSA 80|3500 HSA 80|5000
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Dental Plan Information
Groups of 1-59 covered employees: Employer may offer in any combination, 1 DDW plan* + the Willamette Dental plan.
Groups of 50+ covered employees: Employer may offer in any combination, 2 DDW plans* + the Willamette Dental plan.
*If offering dual choice, a minimum of 10 employees must be enrolled in the DDW plan
2026 Delta Dental of Oregon (DDO) Dental Summaries
Plan B (Incentive) Plan C (With OON) Plan E Plan F Plan G
2025 Delta Dental of Oregon (DDO) Dental Summaries
Plan B (Incentive) Plan C (With OON) Plan E Plan F Plan G
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2026 Willamette Dental
2025 Willamette Dental
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Vision | VSP
Vision Summaries
Vision Plan 1 Vision Plan 2 Vision Plan 3 Vision Plan 4
Employee Assistance Program
If the employer has selected medical coverage through The Trust, all employees are automatically enrolled in the First Choice EAP – 3 Visit model. An employer may elect to Buy-Up to the First Choice Enhanced EAP – 5 Visit model at an additional cost.
Basic Plan Enhanced Plan Services Description
Group Life/AD&D, STD & LTD – Standard Insurance
100% of eligible employees must participate
Life/AD&D Summaries
Plan 1 – 1 X Annual Salary to $300K Plan 2 Plan 2.5 Plan 3 Plan 5 Plan 6 Plan 7
STD Plan Summaries
LTD Plan Summaries
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6
Voluntary Life/AD&D – Standard Insurance
Employee: 5 X Annual Salary to $300,000; Guarantee Issue $80,000
Spouse: 50% of Employee Election to $150,000; Guarantee Issue $20,000
Children: 50% of Employee Election: $5,000 or $10,000; All Guarantee Issue
Employee: 10 X Annual Salary to $500,000
If dependents are elected, the amount of insurance will be as follows:
Spouse Only: 50% of Employee amount
Children Only: 20% of Employee amount for each child
Spouse & Children: 50% of Employee for Spouse, 5% of Employee for each child
Worksite and Legal – MetLife Insurance
MetLife - 2024 Voluntary Accident Summary
MetLife - 2024 Voluntary Critical Illness Summary
MetLife - 2024 Voluntary Hospital Indemnity Summary
MetLife Legal Plans Product Overview
Wellness
Health Promotion and Wellness Newsletter